A 6% Rate in a 7.32% Market: How One Real Scenario Gets There With No Money Down, $0 Cash to Close — and Money Back at Closing
Published on: 22/10/2026
How one real $300,000 Jacksonville scenario pairs a 2-1 rate buydown, a 4% VA seller concession, and lender credits for a near-6% effective rate with $0 down and $0 cash to close. The full dollar-by-dollar math.
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